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Membership/How to Join
Its Easy to Join

You can become a member of the National Co-operative Credit Union Ltd (NCCU) if you:

  • can use its services
  • are 15 years old  
  • are a citizen or resident of Dominica or a citizen of another CARICOM member state
  • have a parent who is from Dominica

If you qualify, simply visit one of our  five (5) Branches  and our caring and helpful staff will assist you in becoming a member and part owner of the largest credit union in the OECS. Bring along a

  1. Valid photo identification -- Passport, Social Security CArd, Driver's Licence, National ID, School ID with Birth Certificate. 
  2. Proof of Address: Most recent Utility Bill (no more than 4 months old)--DOMLEC, DOWASCO, SAT, MARPIN, LIME--  with your full name and current address. If you do not have a bill in your name, contact our Member Services section  at 255-2126 for instructions. 
  3. A minimum of  EC$75.00 to cover the cost of one Share at $50,  new member account fees and the minimum $5 deposit.   
  4. Written consent from your current credit union. Click on tab below for details.  

 

You can still join NCCU if you are a member of another credit union but wish to benefit from NCCU's wide range of quality and modern services. But first, you must disclose to the credit union your intention to seek membership in NCCU in keeping with Section 26 (8) of  the new Co-operatives Society Act  No. 2 of 2011. The Act stipulates that "A person who is a member of a credit union shall not apply for membership of another credit union unless his or her application is accompanied by the written consent of the credit union of which he or she is already a member ..."

NCCU welcomes you into its family of depositors. Ask  a parent or guardian to open a Young Savers Account in your name.  This person will serve as the trustee to the account until it is handed over to you.

If you live overseas you can open an account with NCCU.     Accounts can also be opened by co-operatives, organizations, churches, clubs, schools as well as by members for a business. Details are provided below

Oveaseas

Simply apply in writing, by mail, email or fax to any one of our five (5) Branches and we will promptly send you a Membership Card. When completing the card you are to ensure that:

1. You sign the card
2. It is witnessed and signed by two persons
3. You enter one or more beneficiaries in the event of death

The Card is to be duly notarized and returned to us by registered mail with the following:

  • Notalized copies of 2 valid pieces of photo identification (ID 
  •                - Passport (identity page)
  •                - Driver's licence with current address (Include a copy of a current utility bill if your address is not on the licence)
  • A certified copy of your birth certificate and a parent’s birth certificate – if you are of Dominican parentage (born of a Dominican parent)
  • A minimum of EC$75.00. This amount covers one Member Share at EC$50.00, new member account fees of  EC$20.00 and the minimum $5 deposit.  Money can be sent by bank draft,  international money order or personal check.

Click here to see ways you can transfer funds to Dominica. 

Do remember to inform promptly of changes in address, marital status and beneficiary. Whenever there is a change in your life, please let us know.

Business, Co-operative, Organization, Church, Club, School

At NCCU, We give business a head start! We support members already in business, members wishing to get into business and registered co-operatives. If you’re expanding or starting your business, talk to us about a productive loan. Make the most of a business opportunity—we’re here to help.

And we know that it’s no small job operating a business. That’s why we provide a wide range of financial products and services to help you manage your business such as deposit and chequing accounts and a night deposit service.

Click here for information on  opening a business deposit or chequing account

 

Note: All members/depositors are required to complete a Declaration of Source of Funds (DSF) form for ALL deposits of $10,000 and over, or on any lesser amount as determined by the Credit Union.