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Family growing? Time for repairs? Need to enlarge and modernise your home? With a NCCU loan you can do all these things and increase the value of your home as well.
Save Money!!!
- Low, low interest rate of 7% per annum on the reducing balance.
- No loan processing fees. No hidden charges.
Peace of Mind
- 100% financing. You can get the amount needed.
- We arrange affordable group homeowners insurance to protect your home.
Flexible
Safe
- Up to $150,000 in loan protection insurance is offered at no cost to you.
Convenience
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Legal matters are handled by our Legal Department.
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Through a monthly standing order on salary, NCCU collects and then pays the annual premium on your homeowner's insurance.
To apply call (255-2128) for an appointment with a Loans Officer or come in to our Loans Department and talk to our caring and helpful staff.
Items needed:
- A minimum of 5% of the total amount of the loan requested.
- Detailed cost estimates (estimates of quantities).
- For an extension to your house: Division of Planning approval and approved plans .
- Employed persons--most recent pay-slip or salary statement from your employer.
- Self-employed persons-- recent financial statements of business .
- Current market valuation of property and the Certificate of Title, or copy, if not lodged with NCCU.
- Your NCCU passbook(s) and a vald photo identification (eg. Social Security card or passport or driver's licence).
- Details of your liabilities and commitments (other loans, hire purchase, household expenses) for the application.
- If the approved loan is $77,000 and upwards or you are 50 years and older, a medical examination by an approved medical doctor is necessary for loan protection insurance coverage.
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Loans 