We can help you take care of your medical needs when the going gets tough
Save Money
- Interest rate of 11% per annum on the reducing balance
- No loan processing fees
- No hidden charges
- Medical expenses Loan of $25,000 (New request only)
- 6.5% per annum on the reducing balance
Peace of Mind
Flexible
- up to six (6) years to repay
Safe
- Up to $150,000 in loan protection coverage at no cost
- A minimum of 5% of the total amount of loan requested
- Letter/referral from a medical doctor
- Member shares based on the amount of loan
- Employed persons--most recent pay-slip or salary statement from your employer
- Self-employed persons--recent financial statements of business
- Details of security being offered
- Your NCCU passbook(s)
- A valid photo identification (eg. Social Security card or passport or driver's licence)
- Details of your liabilities and commitments (other loans, hire purchase, household expenses)
- If the approved loan is $77,000 and upwards or you are 50 years and older, a medical examination by an approved medical doctor is necessary for loan protection coverage
- Member Shares/Loans click here
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