It’s ready access to cash when you really need it!
Save Money
- Low-interest rate of 12% per annum on the reducing balance
- No processing fees
- No hidden charges
Access
- Easy access to your overdraft by cheque, ATM or over the counter
Flexible
- Up to five (5) years to repay
- Repayment can be extended when you apply for a loan to build or buy a home
- Purchase furniture, equipment, appliances, personal computers, clothing, books. Pay for school expenses, weddings, funerals, maternity, taxes, legal fees and investments. Meet the costs of special items and occasions
Convenience
- Ready cash for when you really need it
Peace of Mind
- A minimum 5% of the total amount of the loan requested
- Employed persons -- most recent pay-slip or salary statement from your employer
- Member Share based on the amount of loan
- Self-employed persons -- recent financial statements of business
- Details of security being offered
- Your NCCU passbook(s)
- A valid photo identification (eg. Social Security card or passport or driver's licence)
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