• Opening Hours

    Monday - Thursday 8am - 3pm

    Friday 8am - 4pm

    NB St. Paul Branch : Thursday Closed, Saturday 9am - 1pm

Resources

Domestic Loans

Providing the things You need and want

Domestic Loans

Our wide range of Domestic Expense Loans help to maintain or improve members’ standard of living. We fund loans to meet almost every human need.

 

BENEFITS

Save Money
  • Interest rate of 11% per annum on the reducing balance
  • No loan processing fees, no hidden charges
Peace of mind
  • 100% financing
Flexible
  • Up to five (5) years to repay.
  • Repayment can be extended when you apply for a loan to build or buy a home.
Safe
  • Up to $150,000 in loan protection coverage is offered at no cost to you.

REQUIREMENTS

  • A minimum of 5% of the total amount of loan requested.
  • Invoices to support your application.
  • Shares based on the amount of loan.
  • Employed persons–most recent pay-slip or salary statement from your employer.
  • Self-employed persons–recent financial statements of business.
  • Details of security being offered.
  • Your NCCU passbook(s) and a valid photo identification (eg. Social Security card or passport or driver’s licence).
  • Details of your liabilities and commitments (other loans, hire purchase, household expenses) for the application.
  • If the approved loan is $77,000 and upwards or you are 50 years and older, a medical examination by an approved medical doctor is necessary for loan protection coverage.