BENEFITS

Save Money

• Low-interest rate of 12% per annum on the reducing balance
• No processing fees
• No hidden charges

Flexible

• Terms of up to five (5) years
• Mortgage holders can access special extended repayment terms

Convenience

• Funds available 24/7
• Easy access to funds by cheque, ATM or over the counter

Peace of Mind

• Protection against overdrawing your chequing account

REQUIREMENTS

• A minimum 5% of the total loan amount requested
• Employed persons: most recent pay-slip or salary statement from your employer
• Shares based on the amount of loan
• Self-employed persons: recent financial statements of business
• Details of security being offered
• A valid photo identification